Privacy Policy
Last Updated: November 15, 2023
At Bobuhu Bogeji, we are committed to protecting your privacy and ensuring the security of your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our financial education services.
Information We Collect
We may collect the following types of information:
Personal Information
When you register for our services, we collect information that can identify you, such as:
- Full name and contact details
- Email address and phone number
- Billing and payment information
- Demographic information like age and occupation
Financial Information
To provide personalized financial education, we may collect:
- Income and expense details (voluntarily provided)
- Budgeting goals and financial objectives
- Spending patterns and financial habits
Technical Information
When you use our website and services, we automatically collect:
- IP address and browser type
- Device information and operating system
- Usage data and browsing patterns
- Cookies and similar tracking technologies
How We Use Your Information
We use your information for the following purposes:
- To provide and maintain our financial education services
- To personalize your learning experience and content recommendations
- To process payments and manage your account
- To communicate with you about service updates, educational content, and promotions
- To improve our services, website functionality, and user experience
- To detect and prevent fraud, abuse, and security incidents
- To comply with legal obligations and enforce our terms of service
Information Sharing and Disclosure
We may share your information in the following circumstances:
Service Providers
We engage trusted third-party companies to perform functions on our behalf, such as payment processing, data analysis, marketing assistance, and customer service. These providers have access to personal information needed to perform their functions but may not use it for other purposes.
Legal Requirements
We may disclose your information if required to do so by law or in response to valid requests by public authorities (e.g., court orders, subpoenas).
Business Transfers
In the event of a merger, acquisition, or sale of all or a portion of our assets, your information may be transferred as part of that transaction. We will notify you via email and/or prominent notice on our website of any change in ownership or uses of your personal information.
Data Security
We implement appropriate technical and organizational security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. These measures include encryption, access controls, secure server infrastructure, and regular security assessments.
However, no method of transmission over the Internet or electronic storage is 100% secure. While we strive to use commercially acceptable means to protect your personal information, we cannot guarantee its absolute security.
Data Retention
We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy, comply with our legal obligations, resolve disputes, and enforce our agreements.
When we no longer need to process your personal information, we will either delete or anonymize it so it can no longer be associated with you.
Your Rights and Choices
Depending on your location, you may have the following rights regarding your personal information:
- Access and receive a copy of your personal information
- Correct inaccurate or incomplete information
- Request deletion of your personal information
- Object to or restrict certain processing activities
- Data portability to transfer your information to another service
- Withdraw consent where processing is based on consent
To exercise these rights, please contact us using the information provided in the Contact section below.
Children's Privacy
Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected personal information from a child without verification of parental consent, we take steps to remove that information from our servers.
Changes to This Privacy Policy
We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date. We may also provide additional notice via email or prominent notice on our website for significant changes.
You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.
Contact Us
If you have any questions or concerns about this Privacy Policy or our data practices, please contact us at:
Bobuhu Bogeji Inc.
123 Financial District
Toronto, ON M5X 1A9
Canada
Email: privacy@bobuhu-bogeji.sbs
Phone: +1 4379179520